Financial Algebra Course

DESCRIPTION

This free math curriculum is helping thousands of math teachers answer the age-old question, “When am I going to use math in real life?” with confidence.

The NGPF Financial Algebra Course engages students with real-world financial applications while maintaining deep mathematical rigor. Each of the course’s 10 units blends one core personal finance topic with one relevant math concept (e.g. Investing and Exponential Functions).

Grade Level(s):
9-12
Standards Alignment:
National Standards for Personal Financial Literacy, Common Core Mathematics
Format(s):
Google Drive, Desmos Activities
Assessments:
1 exam per unit, course diagnostic, and course final exam
Cost:
FREE, and always will be

Unit 2

Checking & Linear Equations

Unit 3

Saving & Systems of Equations

Unit 4

Budgeting & Systems of Inequalities

Unit 5

Intro to Investing & Exponential Functions

Unit 6

Investing Strategies & Exponential Functions

Unit 7

Types of Credit & Modeling Functions

Unit 8

Managing Credit & Fundamentals of Statistics

Unit 9

Paying For College & Statistical Analysis

Unit 10

Insurance & Probability

Activities & Keys

PERSONAL FINANCE RESOURCES

Gotta Habit PLAY: Types of Car Insurance CALCULATE: Impact of Credit Score on Loans How much more likely is a business to launch if the founder creates a business plan? INTERACTIVE: Bummer! FINE PRINT: Schumer Box What do cardholders fear most when using a credit card? MOVE: Up and Down with Credit Scores INTERACTIVE: Compounding Cat Insanity Which savings strategy is most effective? CALCULATE: Your Federal Taxes Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" INTERACTIVE: Online Bank Simulator MOVE: Let's Make a Mutual Fund FINE PRINT: Checking Account Statement COMPARE: Auto Loans What percent of Americans who have credit card debt won't be able to pay it off within a year? READ: Retirement Basics What's the average credit score needed to rent an apartment? What source of funding is used most often to start new businesses? ANALYZE: Inequalities in Investing CALCULATE: Debt Avalanche v. Debt Snowball RESEARCH: Credit Protections What percent of new businesses are still operating after 10 years? What are the top 3 types of products/services Gen Z is most likely to splurge on? If you invested $1,000 in Netflix stock 10 years ago, what would it be worth now? PLAY: Budget Frenzy! Do consumers send more money on Venmo or spend more money on Amazon? MOVE: Credit Musical Chairs RESEARCH: Professional Certifications FINE PRINT: Financial Aid Package PLAY: It Costs HOW Much? PLAY: Roll with the Market What percent of students receive scholarships or grants for college? ANALYZE: Dollar Cost Averaging in Action MOVE: The Net Price of College MOVE: What Determines Your Insurance Premium? COMPARE: Types of Savings Accounts CALCULATE: Return on Your College Investment CREATE: Personalized Productive Gap Year Plan RESEARCH: Fair Credit Reporting Act ANALYZE: Household Debt and Credit Report MOVE: Your Tax Dollar in Action ANALYZE: A FAFSA Submission Summary When the Mean is Kinda Nice INTERACTIVE: Invest with STAX! INTERACTIVE: Living Paycheck to Paycheck PLAY: Organize Budget Expenses How much does a texting while driving ticket increase auto insurance premiums? COMPARE: Which Repayment Option is Best? MOVE: Types of Employment

DESMOS ACTIVITIES

DESMOS: Card Sort: Four Views of a Function DESMOS: Histograms and Box Plots of Housing Costs DESMOS: Prize Wheel Puzzle DESMOS: Linear Equations from Checking Word Problems DESMOS: OLS Regression and College Costs DESMOS: Systems of Two Linear Equations DESMOS: Card Sort: Linear Systems DESMOS: Linear Growth Patterns DESMOS: The Impact of Investing Fees on Exponential Growth DESMOS: Cart Sort: Graphing Linear Inequalities and Income DESMOS: Writing Linear Equations and Checking DESMOS: Investing and Exponential Change DESMOS: Piecewise Functions: FICA Tax Rates DESMOS: Real World Linear Inequalities DESMOS: Complex Systems of Inequalities DESMOS: Exponential vs Linear Patterns DESMOS: Growth of Savings vs Investments DESMOS: Exponential Regression in Investing DESMOS: Graphing Systems of Equations with Savings Balances DESMOS: Point Collector: Lines DESMOS: Growth Factor and Investments DESMOS: Card Sort: Conditional Probability DESMOS: Piecewise Functions: Calculating Effective Income Tax Rates DESMOS: Exploring State and Local Tax Rates DESMOS: College Sticker Price and ACT Scores DESMOS: Card Sort: Independent and Dependent Events DESMOS: Polygraph: Guess the Distribution DESMOS: Marbleslides: Exploring Exponentials DESMOS: Recursive Formulas: Paying Down Student Loans DESMOS: Comparing the Cost of Different Student Loans DESMOS: The (Awesome) Coordinate Plane Activity DESMOS: Recursive Formulas: Paying Down an Auto Loan DESMOS: Graphs of Piecewise Functions DESMOS: Credit Dot Plots DESMOS: Create a Histogram DESMOS: Card Sort: Linear Equations in Standard Form DESMOS: Linear Equations in Standard Form DESMOS: Comparing Funds Using Compound Annual Growth Rate DESMOS: Card Sort: Matching Recursive Sequences DESMOS: Exploring Tax Rates by Income Level and Tax Type DESMOS: Writing Equations in Standard Form DESMOS: Future Value of a Periodic Investment DESMOS: Piecewise Functions: Introducing Marginal and Effective Tax Rates DESMOS: Chance Experiments DESMOS: Exponential Growth in Circles DESMOS: Card Sort: Sampling Methods DESMOS: Writing and Graphing a System of Linear Equations